Food List Of What You Can Get With OTC Card in 2022 | SBXL (2023)

Just because you’re a senior citizen no longer entitled to full healthcare benefits doesn’t mean you have to go without essential medications or products. There are ways for you to save on certain medications and products by using an Over Counter Card. Once the card is activated with some money from your insurance carrier, you will be able to use it as a credit card at all Walmart stores in your area.

Table of Contents

What Is A OTC Card And Its Benefits?

When it comes to Medicare Plans, flexibility is vital, and if you want a plan that gives you alternatives other than prescription medication coverage and doesn’t want to go with the regular Medicare Plan for whatever reason, consider acquiring an OTC Card.

Your over-the-counter card will be a prepaid card tailored to your healthcare requirements that may be used at certain pharmacies and hospitals around the country, similar to a conventional Visa or MasterCard!

This type of credit card is accepted at all Walmart outlets nationwide, and it does not require a good credit score to be approved.

(Video) 2022 Over-the-Counter (OTC) and Healthy Food Card Benefit for HMO D-SNP Plans

What stores accept United Healthcare OTC cards?

The state and federal governments issue the OTC food benefit cards to ensure that the most nutritious foods are always available to people who need them. You can find fresh fruits and vegetables, milk, bread, and eggs among the covered items.

The following stores allow you to use OTC cards, including some of the biggest retailers in the country.

2Duane Reade
3Rite Aid
4Dollar General
5Family Dollar

Aside from groceries, you may use them to buy non-prescription things such as vitamins, first aid kits, orthopedic braces, and other items for minor health issues at your local pharmacy.

OTC denotes over-the-counter, and most of these products may also be obtained at your local grocers or retailers such as Walgreens or CVS.

Food List Of What You Can Get With OTC Card 2022

From the slick exteriors of Walmart pharmacies to their well-organized shelves, it is clear that tremendous care and concern are paid to the items as they are intended to be used. Walmart has evolved into a one-stop shop for all of your OTC requirements.

However, several things will not be accepted OTC, so remember to just choose from the categories of OTC card-eligible food items at Walmart listed below:

General FoodWeight control/nutritional foodWeight management & nutritional foodsNon-perishable foodPerishable food
– Breakfast Foods (Toaster Pastries,
Cereal Bars, Granola)
– Cereal (Hot and Cold), Pancakes,
and Waffles
– Dried Fruits, Fruit Snacks
– Fruits and Vegetables, including
Canned and Jarred
– Nuts, Seeds & Trail Mix
– Peanut Butter (and Other Nut Butters)
– Rice, Whole Grains, Dry Pasta,
Dry Beans
– Salty Snacks, Crackers
– Diuretics
– Weight Control Tablets, Caps, etc.
– Weight Loss Cleansing and Detox
– Food Scales
Sugar and Salt Substitutes
– Weight Management Foods,
Liquids, and Powders
– Weight Management Bars
– Nutritional Liquids
– Nutritional Powders
– Nutritional Bars
– Sport and Energy Liquids, Powders,
and Bars
– Baking/Cooking Supplies (Baking
Powder, Yeast, etc.)
– Condiments, Sauces, Dips,
and Salad Dressing
– Flours, Cornmeal, Nut and
Seed Flours, Bread/Biscuit Mixes
– Jams, Jellies
– Prepared Food (Canned Stews)
– Puddings and Gelatins
– Soup
– Sugar – White, Brown, and Powdered
– Bakery (Pies, Cakes, Muffins)
– Bread, Rolls, and Tortillas
– Dairy (Milk, Cheese, Butter, Sour
– Ready-to-Eat Soups, Meals,
– Whole Eggs and Egg Substitutes
– Yogurt
– Meats – Poultry, Ground Beef, Beef

Food list that you CAN NOT buy with your Healthfirst OTC/Grocery card

  • Cake/Cookie Mixes
  • Frosting/Chocolate Chip
  • Marshmallows
  • Decorations
  • Frozen Food (Desserts/Sweets)
  • Snacks and Desserts (Cookies)

How Can You Use All Your OTC Advantages At Walmart?

Let’s look at how you will use each OTC benefit in these different online & offline platforms.

(Video) New Monthly Food Benefit For Low Income Elderly, Disabled, Chronically Ill | OTC & Healthy Food Card


Never again will you miss out on discounts and special promotions! As an OTC cardholder, you are instantly eligible for exclusive offers and sales promotions at any participating retail location.

However, Walmart’s customer support department warns that OTC cardholders may face additional restrictions. In-store transactions will need you to use your program number or mobile ID in addition to the store-issued card.

Website and App

If you are wondering, “can I use my OTC card online at Walmart”, then using your OTC card isn’t limited to in-store transactions. Walmart’s website and mobile app use the same mechanism.

However, there is a catch: you must first create an online account with Walmart. Simply go to and join up using one of the choices available on that page. After you’ve registered and activated your account, you can start shopping by adding goods to your basket and checking out.

Fill out all of your information as normal if you’re doing it through the website (which will include entering either your credit card number or gift card code if you have any in your Walmart Rewards OTC account).

Finally, when you reach the ‘checkout’ page on, you will see the “Gift Card” section. Now, all you need to do is to enter your OTC number there; and check out!

By Phone

You can contact Walmart using the phone number, which you can find by flipping to the back of your OTC card. Name the item you wish to purchase, and you’re done.

(Video) OTC Network card eligible items and Store List | OTC Network card Product List

If you have any issues regarding your order or card, don’t hesitate to contact me by phone number or chat. It simply takes a few seconds to see if your most recent purchase was eligible or to see your past transaction history.

How Do I Find OTC Eligible Products At Walmart?

It might not be easy to locate what you’re searching for if you don’t know where to look. However, on the Walmart Trusted Health Items website, a list of prepared products could be simply searched by category. In a nutshell, it makes shopping for your desired goods a lot easier and more convenient.

If you’re an aged adult looking at Medicare choices, be sure you click on the link for your area at the top of the page to view all of the details.

What Are the Advantages of Having a Walmart Prepaid Card?

When you have an OTC card at Walmart, you might get a range of perks. Just some of the extra rewards you’ll gain while shopping at Walmart include:

  • An OTC card from Walmart can not only save you money on domestic products, apparel, and food, but it can also provide additional benefits such as savings on healthcare items and treatments! These promos are valid for both online and in-store purchases.
  • The benefits of an OTC card are limited to a monthly grocery budget of up to $50.
  • PIN, fingerprint, and facial recognition are all cutting-edge solutions for protecting your personal information.


How can I get an OTC card?

Activating your new OTC card can be done in one of two ways: You can call 1-888-682-2400 or visit OTC’s official website.

What can I do with an OTC network card?

After being activated, the OTC Card functioned similarly to a prepaid credit card for purchases at participating retailers. There is no need for a PIN or signature for in-store purchases; swipe and pay in the checkout lines!

Can you buy meat with OTC card?

Yes, you can. In the Perishable food table we mentioned, you can buy meats – poultry, ground beef, beef.

(Video) How to Get a Healthy Food Benefit Card | Low Income Elderly, Disabled, Chronically Ill ♿💲⚕️

Does Medicare cover ensure?

When it comes to Medicare coverage for Ensure, the government generally deems it a supplement and, as a consequence, does not cover it.

In Conclusion

With OTC cards, you can have a lot of benefits. Seniors can buy anything from aspirin to cold medication and even foot powder, allowing them to bypass the pharmacy line and save time during your hectic day.

You can make the most out of your OTC Card and get the most out of your food budget with this knowledge. So what are you waiting for? Start shopping now.


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What foods can I buy with my healthy foods Card? ›

Purchase Items like:
  • Bakery - breads, tortillas, rolls, etc.
  • Beverages - coffee, tea and juice.
  • Dairy - milk, eggs, cheese, yogurt, etc.
  • Frozen - produce, meals, vegetables, etc.
  • Grab and go - fresh meal kits and prepared deli items.
  • Meat and seafood.
  • Pantry - baking goods, canned goods, nutritional shakes, pasta, snacks, etc.
21 Apr 2022

What are OTC eligible items? ›

OTC and Health-Related Items

Purchase non-prescription drugs and health-related items such as aspirin, vitamins, eye drops, laxatives, and more at participating pharmacies and other retailers.

What is OTC in grocery? ›

Your Over-the-Counter (OTC) and Grocery Card.

Can I buy food with OTC card at Walmart? ›

Weekly grocery shopping

You can use the card to purchase up to $50 of groceries every week. The items you can purchase include fresh fruits and vegetables, meat, dairy products, and seafood. You can also share the wealth by doing some shopping for a friend or family member if you want.

Can I use my healthy food card at Dollar General? ›

The member can use the Healthy Foods Card just like a credit card. The card can be used at thousands of participating stores, including CVS, Dollar General, Family Dollar, Walgreens and Walmart.

What can you not buy with OTC card? ›

The OTC/Grocery card is not a debit or credit card and cannot be converted to cash, nor can it be used to purchase Part B or Part D covered prescription drugs.

What are examples of OTC products? ›

Medicines you can buy without a prescription are called non-prescription or over-the-counter (OTC) medicines. They may be taken to treat minor health problems at home. Examples of over-the-counter medicines are acetaminophen, aspirin, antacids, decongestants, antihistamines, and laxatives.

What does the OTC card cover at Walmart? ›

You can use your benefits to purchase OTC items including allergy medication, cough drops, first aid supplies, oral care, pain relievers, vitamins and more! Using your OTC benefit is simple. You get to select from three easy ways to shop - online, in-store or over the phone.

Can I buy chips with my OTC card? ›

Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco.

Can you buy shampoo with OTC card? ›

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

Does Walmart participate in OTC? ›

Saving you money. Now accepting the OTC Network® card.

What foods can I buy with my UnitedHealthcare OTC card? ›

Buy healthy foods like fruits and vegetables, meat, seafood, dairy products. Choose from thousands of OTC products, like toothpaste, first aid necessities, cough drops, bladder control pads and more.

Can I use my OTC card at Dollar General? ›

You can use your card at these participating retailers: Walmart, CVS Pharmacy, Convey Benefits OTC, Family Dollar, Walgreens, and Dollar General. For a full list of retailers where you can use your OTC card, visit

How often do you get money on your OTC card? ›

At the beginning of each calendar quarter, your OTC card is loaded with the quarterly OTC amount for your plan. Your balance does not carry over—try to spend the full amount before the end of each quarter. Don't throw out your card—it will be reloaded at the start of the next calendar quarter.

Can I withdraw cash from my OTC card? ›

OTC withdrawals are available up to the daily withdrawal authorization limits, provided the Available Balance in your account is greater than or equal to the cash withdrawal amount requested.

Does target use OTC card? ›

Participating retailers include: CVS, Discount Drug Mart, Dollar General, Family Dollar, HEB, Rite Aid, Walmart, Walgreens and other independent pharmacy locations. Note: CVS Pharmacies at Target do not accept OTC Network cards.

Can I buy potatoes with healthy Start vouchers? ›

You can also buy starchy vegetables such as potatoes, sweet potatoes, yam and other starchy roots.

Can I use my healthy benefits card at Aldi's? ›

If you get your SNAP benefits on an EBT card, you can use this card at any Aldi near you. By using it like any debit card, you'll have access to a great variety of meats, vegetables, dairy products, and more. Aldi even gives EBT customers access to their curbside pickup or delivery options.

How do I use my healthy food benefit card at Walmart? ›

When you're ready to checkout, have the cashier scan your OTC benefits card or mobile app barcode any time before payment. If you are shopping at Walmart or CVS, you must scan your barcode after the sale has been totaled. You will see your benefits applied immediately.

How much money can I withdraw with OTC card? ›

The benefit to an OTC cash withdrawal is that you can withdraw a larger amount, up to $705 per transaction with the same withdrawal fee. In addition, financial institutions often do not charge for OTC withdrawals or "cash advances." OTC withdrawals are also subject to a larger daily maximum, up to $1000 per day.

What is the most common OTC? ›

  • Advil (Ibuprofen)
  • Mobic (Meloxicam)
  • Naprosyn (Naproxen)
  • Neurontin (Gabapentin)
  • Pepcid AC (Famotidine)
  • Rayos (Prednisone)
1 Mar 2020

What is the most commonly used OTC? ›

Acetaminophen. Acetaminophen is the most commonly recommended OTC medication for fever. It works well for minor aches and pains, especially for people who cannot tolerate anti-inflammatory medications such as ibuprofen or aspirin.

What companies are on the OTC? ›

U.S. Stocks in our database that trade over-the-counter or OTC
SymbolDescriptionOTC market
HTZZHertz Global Hldgs IncPink
LBRDBLiberty Broadband Corp. Class BOTCQB
ETHEGrayscale Ethereum Trust (ETH)OTCQX
NJMCNew Jersey Mining CompanyOTCQB
41 more rows

What OTC benefits cover? ›

Your OTC allowance is good for a variety of products including: Vitamins and supplements. Pain relievers, cough drops and other OTC medicines. Toothbrushes, toothpaste, denture cream and tablets.

Can you use your OTC card anywhere? ›

To request a catalog and/or order form, call 1-833-569-2330 TTY:711. Visit one of the OTC Network's participating retail locations. Your OTC Network® benefit card can be used at CVS, Dollar General, Duane Reade, Family Dollar, Giant Eagle, H.E.B, Rite Aid, Discount Drug Mart, Walgreens, and Walmart.

Can I pay with OTC on Amazon? ›

A: In order to purchase OTC medicines with an FSA or HSA card, you need a prescription — and this feature is not yet supported by Amazon. That said, you can use other payment methods to purchase these items on Amazon and then request reimbursement from your plan administrator.

Is toothpaste OTC approved? ›

Toothpaste is an Over-the-Counter (OTC) toiletry item that utilizes abrasives and cleaning agents to clean teeth of plaque and other buildup for both cosmetic and long-term health purposes.

Does OTC pay for vitamins? ›

This benefit also offers you the convenience of delivery to your preferred address. While your plan's OTC benefit covers items including aspirin, vitamins, cold and cough preparations, and bandages, other items such as cosmetics and food supplements are not covered. The OTC catalog lists the items we'll cover.

Can I buy a cane with my OTC card? ›

A cane is provided for treatment or care of a medical condition, and therefore is an eligible over-the-counter (OTC) item that does not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is OTC card a debit card? ›

How Does the OTC Benefit Card Work? Members receive a point-of-sale VISA debit card with a pre-determined allowance for approved, health-related OTC products such as cold or allergy medications, compression socks, and sleep aids.

What is OTC bank payment? ›

Over the counter (OTC) payment is a payment method where customers deposit the money in person at retail locations such as 7-Eleven, Ever Superstores, Gaisano and Cebuana among others for items purchased online.

Can I buy any food with healthy Start card? ›

You should only use your card to buy certain types of milk, infant formula, fruit and vegetables.

Can I buy potatoes with healthy Start card? ›

You can also buy starchy vegetables such as potatoes, sweet potatoes, yam and other starchy roots. Useful fruits include apples, pears, frozen mixed fruit, canned mandarins in fruit juice, bananas, fresh or canned pineapple in fruit juice, and fruit that is season in the UK.

Can I spend my healthy Start card on anything? ›

you can use your card anywhere that accepts Mastercard® and sells the eligible healthy start food items. any money you do not spend will remain on your card and can be put towards healthy food and milk in the future – this is unlike the current voucher scheme where you must spend £4.25 or over in one transaction.

Can I buy water with my healthy food card? ›

Items you can't buy with your Healthy Food Card include: Non-food items. Alcohol or nicotine products.

Can you buy chips with the healthy Start card? ›

You can't spend your vouchers on:

fresh or frozen fruit and veg that has added ingredients like salt, oil or seasoning, e.g. oven chips, battered onion rings or salad with dressing.

Can I buy baked beans with healthy Start vouchers? ›

Customers can't spend vouchers on pulses to which fat, salt or sugar or flavouring has been added. For example baked beans, curried lentils, kidney beans in chilli sauce. Any infant formula that is based on cow's milk and says on the pack that it can be used from birth.

Can I use my healthy Start card in Aldi? ›

You also need to check where they can be spent, as not all stores accept the Healthy Start vouchers. Some of the most well-known retailers that accept them include Aldi, Lidl, Asda, Morrisons, Tesco and Sainsbury's. You can find your nearest shops that accept them using the Healthy Start tool on its website .

What is a best start food card? ›

Best Start Foods card

Best Start Foods is a prepaid card that you can use to buy healthy foods for children under 3. You can use the card in shops and online. Find out how to use your Best Start Foods card in shops and online, check your balance and what to do if you have a problem with your card.

How do I claim free food vouchers? ›

That means you should check in with your local council to see how to apply for the help in your area. Check who your local council is using the authority checker tool. Those eligible for help may get it automatically but others have to apply - check with your council to see.

Can you get cash back on a healthy start card? ›

You can check your balance at ATMs so you can see what money you have to spend - but you won't be able to withdraw cash. Sadly, you won't be able to continue using paper coupons as the whole Healthy Start scheme will be moved over to the prepaid card system.

How long does money stay on healthy Start card? ›

Your money will stop when your child is 4 years old, or if you do not get benefits that make you eligible. You can also get free vitamins with your card.

Can I use my healthy Start card at self checkout? ›

Just tell the cashier you want to do this. You'll also need to tell them how much you want to spend on your Best Start Foods card and how much you want to spend on your normal bank card or in cash. With self-checkout machines, you cannot split your payment between your Best Start Foods card and another bank card.

Can I buy bread with my OTC card? ›

OTC Food Benefit Card

It can be used to purchase eligible food items such as fresh fruits and vegetables, milk, bread, eggs.

What can I buy with my OTC healthy foods Card? ›

Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water. Choose from thousands of OTC products, like toothpaste, first aid necessities, cough drops, bladder control pads and more.

Can I buy body wash with my OTC card? ›

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.


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